Loading…
Loading…
NRI Tools
Compare rates from India's top banks. Estimate eligibility before you approach a lender.
Based on 50% income-to-EMI ratio at 9% p.a. over 20 years
At 75% LTV, 9% p.a., 20 years. Actual approval subject to bank assessment.
Rates as of 2025–2026. Subject to change. Check with bank for current offers.
| Bank | Rate (p.a.) | Max LTV | Max Tenure | Processing Fee |
|---|---|---|---|---|
| HDFC BankLowest rate | 8.45% – 9.85% | 80% | 25 yrs | 0.5–1% |
| ICICI Bank | 9.25% – 10.05% | 80% | 25 yrs | 0.5–2% |
| SBI | 9.15% – 10.05% | 80% | 25 yrs | 0.35% |
| Kotak Mahindra Bank | 8.85% – 9.35% | 80% | 20 yrs | 0.5% |
| PNB Housing | 8.5% – 10.85% | 75% | 25 yrs | 1% |
| LIC Housing Finance | 9.35% – 10.1% | 75% | 25 yrs | 0.5% |
Loan repayment must come from NRE / NRO / FCNR account or inward remittance only.
Up to ₹30 L
Maximum financing available
₹30 L – ₹75 L
Above ₹75 L
Most NRI purchases fall here
Valid passport (all pages)
Visa / OCI / PIO card copy
PAN card
Overseas address proof (utility bill / driving licence)
India address proof
6 months salary slips
6 months bank statements (India NRE/NRO + overseas)
Employment contract / appointment letter
Form 16 or ITR (last 2 years)
Property documents (sale agreement / allotment letter)
Power of Attorney (if not present in India)